SME Loan Officer – Alert Microfinance Bank

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Job Description

Job Description

  • Market loan products and process loan applications for small-to-medium enterprise.
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

  • Minimum of B.Sc or its equivalent in Marketing or related field.
  • 2 – 3 years cognate experience from a reputable Microfinance Bank.
  • Sound Risk Management experience.
  • Good knowledge of Lagos Island and Mainland markets.
  • Ability to disburse SME loans in large volumes without default.
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Salary
Very Attractive.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Loan Officer – SME” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

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