Corporate Loan Officer (Corporate / NUT Loans) – Alert Microfinance Bank

Apply Now

Apply for this job

Upload CV (doc, docx, pdf)

Job Description

Job Description

  • Market loan products and process loan applications for employees in the Public Service Sector (Corporate/NUT Lagos Chapter).
  • Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and households of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high-quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increase business portfolio and client base.

Key Requirements

  • Minimum of a B.Sc Degree or its equivalent in Marketing or related field.
  • Minimum of 3/5 years Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
  • Sound Risk Management experience and knowledge of source deduction via Oracle.
  • Ability to disburse loans in large volumes without default to employees in the public sector (NUT Lagos Chapter)
  • Experienced in repayment tracking and loan collection without a day default.

Skills:

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Salary
Very Attractive.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using “Corporate Loan Officer – NUT Loans” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

Spread the love